Preferred Mortgage Rates & Programs for Ontario Educators
This program is my way of saying thank you. Teachers and education workers shape our communities every single day — often through contract terms, supply work, and school-year schedules that do not fit a typical pay stub. I built this for every teacher, professor, and education support worker across Ontario, so you can get a mortgage that actually reflects the work you do.
What Is the Teachers Mortgage Program?
Teachers, professors, and education workers in Ontario have access to preferred mortgage programs that recognize the stability and reliability of their income. Whether you’re a permanent full-time teacher, an occasional teacher, or an education support worker, there are lenders offering exclusive rates and benefits for the education sector.
- Preferred rates from lenders who value educator income
- Recognition of contract, supply, and occasional teaching income
- Cashback offers and reduced fees from select lenders
- Available for purchases, renewals, refinances, and pre-approvals
Who Qualifies?
The teachers mortgage program is available to:
- Elementary and secondary school teachers (public and Catholic boards)
- Occasional and supply teachers with consistent work history
- College and university professors and instructors
- Education assistants, early childhood educators, and support staff
Even if you’re on a temporary contract or working supply, there are lenders who will recognize your income and offer you competitive terms. I’ll find the right fit for your situation.
A Little Extra, On Us
As part of the Teachers Mortgage Program, every client also receives:
- Up to a $400 appraisal rebate
- Up to a $350 rebate toward closing costs, to help cover legal fees
- Live pre-payment tracking — I monitor your mortgage’s performance in real time. If an opportunity ever comes up to break your existing mortgage and save you money, you will hear from me first.
Frequently Asked Questions
Do teachers get special mortgage rates in Ontario?
Yes. The Teachers Mortgage Program connects Ontario educators with lenders who offer preferred rates, cashback offers, and reduced fees for education sector income.
Can supply or occasional teaching income count toward mortgage qualification?
Yes. Lenders in this program recognize contract, supply, and occasional teaching income, provided there is a consistent work history.
Is the program available for education support staff, not just teachers?
Yes. Education assistants, early childhood educators, and other support staff qualify alongside classroom teachers, professors, and instructors.
What rebates come with the Teachers Mortgage Program?
Educators receive up to a $400 appraisal rebate and up to a $350 rebate toward closing costs to help cover legal fees, plus live pre-payment tracking that flags opportunities to save.
Who qualifies for the Teachers Mortgage Program?
Elementary and secondary teachers (public and Catholic boards), occasional and supply teachers, college and university professors and instructors, and education support staff across Ontario.
Can I use this program to refinance or get pre-approved?
Yes. The Teachers Mortgage Program is available for purchases, renewals, refinances, and pre-approvals.
Get Your Preferred Educator Rate
You’ve dedicated your career to helping others — let me help you get the best mortgage rate available. Book a free consultation to see what you qualify for.
Contact Dustin