Financing for Duplexes, Triplexes & Fourplexes
What Is a Multi-Family Mortgage?
A multi-family mortgage is designed for properties with 2 to 4 units — duplexes, triplexes, and fourplexes. These properties are a popular investment strategy because rental income from the additional units can help offset your mortgage payments. Financing multi-unit properties has unique requirements that differ from a standard single-family home purchase.
- Financing for 2-unit, 3-unit, and 4-unit residential properties
- Rental income can be used to help you qualify
- Down payment as low as 5% for owner-occupied duplexes
- Available for purchases, refinances, and renewals
Is Multi-Family Right for You?
A multi-family mortgage may be a good fit if you:
- Want to live in one unit and rent out the others
- Are looking to build a real estate investment portfolio
- Want rental income to help cover your mortgage payments
- Are purchasing a property that’s already tenanted
Multi-family financing requires a lender who understands rental income calculations and investment property guidelines. I work with lenders across the spectrum to find the best product for your situation.
Let’s Talk Investment Financing
Whether you’re buying your first duplex or adding to your portfolio, I’ll help you structure the financing to maximize your return and qualify for a competitive rate.
Contact Dustin